I'm Holly.
Your local
Reverse Mortgage Specialist.
Welcome to the beginning of an exciting new chapter in your life. It’s time to focus on what matters most to you—and leverage the power of your home to make your ideal retirement a reality.
Schedule A Consultation
Where Can We
Help You Thrive?
From unlocking home wealth to eliminating your mortgage payment, take charge of your retirement with our powerful suite of reverse tools.
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The answers to all your
reverse mortgage questions...
Welcome to the beginning of an exciting new chapter in your life. It’s time to focus on what matters most to you—and leverage the power of your home to make your ideal retirement a reality.
Can I buy a home with a reverse mortgage?
Yes! With a Home Equity Conversion Mortgage for purchase you can buy a new home and move in without having to make monthly mortgage payments. All you need to pay is property taxes and HOA fees.
How long can I stay in my home if I do a reverse mortgage?
When you take out a reverse mortgage on your house, you get to stay in your home until you die. You no longer need to make monthly mortgage payments, and can start recieving funds from the equity in your homes, all while living in your home for the remainder of your days.
Does my spouse get to stay in our home if I pass before them?
Yes! Even if you pass, your spouse gets to live in the home for the remainder of their days with no monthly mortgage payments.
Can my children still inherit my home if it's on a reverse mortgage?
Yes! After you pass, your heirs can still inherit your home even if it's on a reverse mortgage. They have multiple options to keep the home including refinancing solutions.
Can I use a reverse mortgage to supplement my retirement income?
Yes! When you reverse mortgage your home you can begin receiving payements from your home equity to help supplement your retirement funds and pay for future life costs.
Can a reverse mortgage help me pay for unexpected medical costs in retirement?
Yes! One of the greatest benefits of a reverse mortgage is that you can start pulling from your home equity, either in a lump sum, monthly payments, or monthly line of credit, to help you pay for things like medical bills, in-home care, and other unexpected costs that may arise in retirement. PLUS, you get the added benefit of eliminating your monthly mortgage payments to help free up more funds for you in retirement.
Simple: we find the right loan for you.
We're committed to finding the right loan product for you with the fewest number of steps to get you from here to closing day as soon as possible. Getting into your new home is closer than you think.
Pre-Qualification and Documentation
The first step in your loan process. You can fill out your application either online or in person and then your loan officer will help you determine which loan product is right for you and what you'll need to move forward.
Find your New Home
Now that you've gotten pre-approved you're ready to start shopping for your new home! A trusted real estate agent can help you find your dream home and make sure you're getting the best terms and price on your house.
Start the Loan Process
With your sales contract agreed upon your loan officer can now begin working on your loan to find you the best options and terms and provide you with your estimate.
Appraisal
An inspector will now do a thorough examination of the home and notify you of an defects or other information you'll want to know about. Then it's time for appraisal.
Conditional Approval
You're almost there! At this point, an underwriter will review all of your documentation. If it meets the minimum requirements, they’ll issue you a “conditional approval.”
Closing
Now that everything's in order you're ready for your final sign-off and closing. We’ll get the paperwork ready for you to sign, then we’ll move the money to the title company to pay for your home.
